Business Solutons

Shareholder Protection

Protect your company and your partners. In the event of death or critical illness of a shareholder, our cross-option agreements and trust-written life policies ensure surviving owners can instantly buy out shares at a pre-agreed price — tax-free, no disputes, no unwanted heirs in the boardroom. Peace of mind from USD 18,000 per year.

Key Person Insurance

Your top performer is worth millions. If your founder, rainmaker or star developer dies or becomes disabled, we inject USD 5M–USD 50M+ tax-free cash into the company within days. Covers lost profits, recruitment costs and keeps lenders calm. Usually 100% tax-deductible.

Group Medical Insurance

World-class international health coverage for your entire team — full in-patient, out-patient, maternity, dental, evacuation, and mental health. One global policy, direct billing at 1.8M+ providers, 15–35% lower premiums than going direct. Plans from USD 1,850 per employee per year.

Group Life Assurance

The most valued (and cheapest) employee benefit. Pays 2–6× salary tax-free to the family of any employee who dies in service. Add critical illness and disability for pennies. Often costs less than one extra vacation day per employee. Covers the whole company under one master policy.

Group Pension Schemes

Attract and retain the best talent with an institutional-grade international pension. 5–15% employer contribution (tax-deductible in most jurisdictions), 100–400+ investment options, fully portable pots, zero exit penalties. We deliver better benefits at 18–40% lower total fees than local or retail schemes.