International Bank Fixed Term Deposits

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International Bank Fixed-Term Deposits – White Gold Global

In a world of near-zero interest rates, White Gold Global unlocks genuine, high-interest fixed-term deposits from carefully selected international banks that still pay attractive, guaranteed returns – up to 9.5% per annum in stable currencies.

We give high-net-worth individuals, trusts, and corporations direct access to institutional-grade fixed-term deposit programs that are unavailable to retail clients.

All deposits are placed with fully licensed, regulated banks and protected by government deposit guarantee schemes or segregated client money rules (up to EUR 100,000 / GBP 85,000 / CHF 100,000 per depositor, per bank, depending on jurisdiction).

Current Top Fixed-Term Deposit Offers (December 2025)

TermCurrencyInterest Rate (p.a.)Bank JurisdictionMinimum DepositProtection Scheme
12 monthsUSD5.85% – 6.40%Georgia / ArmeniaUSD 100,000Up to USD 50,000–100,000 equivalent
24 monthsUSD6.70% – 7.30%KazakhstanUSD 250,000Full principal + interest guarantee via state fund
36 monthsEUR4.90% – 5.60%Europe (non-EU)EUR 200,000EUR 100,000 government guarantee
12–60 monthsGBP5.10% – 5.95%Isle of Man / GuernseyGBP 100,000Up to GBP 85,000 FSCS-equivalent
6–12 monthsAED7.50% – 9.50%UAE (Dubai/Abu Dhabi)USD 500,000UAE Central Bank protection
12 monthsAUD5.70%Australia (AAA rated)AUD 250,000AUD 250,000 government guarantee

Rates fixed for the full term · Interest paid monthly, quarterly, or at maturity · Early withdrawal possible with penalty in most cases.

Why Use White Gold Global for International Fixed-Term Deposits?

  • Access to rates 3–8× higher than major global banks
  • Personal relationship manager handles all paperwork, KYC, and bank introductions
  • Multi-bank diversification strategies available
  • Deposits can be held in your personal name, company, trust, or foundation
  • Full confidentiality and no reporting for tax compliance
  • No custody or platform fees – you deal directly with the bank

Who Is This Service For?

  • Investors seeking capital security with above-market fixed returns
  • Retirees and pension funds needing predictable income
  • Companies parking surplus cash for 6–60 months
  • Family offices diversifying out of low-yield G7 bonds